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2738 Priest, Lafayette, IN 47909

by crussell

Newer home.  Built in 2006 this two story, three bedroom home is located in Benjamin Crossing.  This is close to shopping and schools for your convenience. Your family can enjoy themselves in the spacious living room. An eat-in kitchen offers you an abundance of cabinet space and a pantry for even more storage.  Also, kitchen is open to the living room to give you a feeling of openness.  A laundry room is conveniently located off of the garage for those messy clean ups. If you enjoy luxury bath, this master bath is for you.  A lovely garden tub is located just off the large master suite.  You will appreciate the walk-in closets in the bedrooms.  The back patio would be great for cook-outs.  This well kept family home is waiting for you to see.

 

     

2738 Priest, Lafayette, IN 47909

by crussell

1717 Stonegate Circle, Lafayette, IN

by crussell

[gallery][gallery]Waterstone home with basemen.  This two-story home was a former model home. It is conveniently close to shopping and Wea Ridge elementary and middle school.

When you enter this home you will be taken away by the split staircase that says welcome, along with gleaming wood floors that add a feeling of warmth.  

The kitchen has an abundance of cabinet space and an island/bar.  A corner kitchen sink, over looks the fenced backyard. Light colored ceramic tile floor gives the kitchen and adjacent breakfast nook brightness.  There is a formal dinning room for your family gatherings.  After the kids are in bed you and your spouse could enjoy a nice evening by the fire place.  The upstairs has fresh new carpet though out.  Master bath has a large garden tub to relax in at the end of a long hard day, a spacious shower and a separate toilet for privacy.  The basement is unfinished so you can create the living space to your personal needs. Last but not least what every man dreams of, a 2 car HEATED garage, yes it is heated.  Plus, there are more appealing extras for your family.

Is Refinancing Your Mortgage The Right Thing For You?

Since mortgage rates have decreased and have been hitting record lows lately, many people are considering refinancing their mortgages. This can be a very beneficial thing to do if you have all of the proper information.
 
For starters, you should always read through your current mortgage to find out if you will have to pay penalties for getting out of that loan early. Another useful piece of information to know, if you are contemplating a refinance, is it generally makes the most sense to refinance when you can lower your interest rate by two points. For example, going from 8 percent on a thirty-year fixed loan to 6 percent on a thirty-year fixed loan.
 
The other most important consideration is how long will it take for you to recover the refinance fees in monthly savings on your “new” loan. You can
calculate this by dividing the total costs of the refinance by your monthly savings. This number represents how many months you will need to live in the home to cover the costs of the refinance.
 
Finally, if your refinance is successful and you have lower monthly payments, it might be best to use that money to save, maybe for a rainy day, towards a retirement plan or for a child’s’ college costs.
 
For more information on refinancing your loan go to “http://finance.yahoo.com/how-to-guide/loans/12821

3374 Putnam Street, West Lafayette, IN 47906

by crussell

Wonderful family home in popular University Farms with great spaces for entertaining and daily activities!  Lovely foyer with hardwood floors, half bath, and handsome staircase leads you up to three spacious bedrooms and full bath – in addition to the vaulted master bedroom and master bath w/Jacuzzi tub. Downstairs you will find a formal living room, dining room, and cozy family room with elegant fireplace. Kitchen boasts 2-year newer appliances (included), breakfast nook, & gorgeous ceramic flooring.  Fresh paint in neutral colors throughout gives that bright, airy feeling.  Home is also equipped with Culligan water softener/purifying system, Central Humidifier, and security system for your family’s comfort & safety.  A recreation room has been created in the finished basement with open shelves that offer storage and define the space while still maintaining an open concept.  The over-sized screened back porch, (similar to a 3-seasons room), has an adjacent step-down deck creating a fantastic outdoor living area overlooking the  semi-private, generous back yard. Other amenities include new roof, beautiful newer carpet in family room, and a shed to conveniently store outdoor equipment.  Home Warranty is available upon request.  Combine all this with West Lafayette Schools, close proximity to Purdue, and Move-in condition – what more could you ask for?!

 

     

4431 Yale Dr, Lafayette, IN 47905

by crussell
Truly unique, one-owner home situated on almost an acre in the established neighborhood of Lockwood. Great care has been taken to prepare the interior of this home for it’s new owners!  Beautifully remodeled w/recent upgrades, fresh paint in neutral colors, and ALL new flooring throughout make this home absolutely move-in ready. Custom 11ft. bay window w/window seat in the formal living room.   The lovely kitchen overlooks a huge L-shaped family room w/over-sized fireplace in the lower level.  Cathedral ceilings & multiple skylights throughout give this home a light and bright feeling, complimenting an amazing open floor plan designed for entertaining & daily activities.  The fabulous, newly remodeled Master Bath now offers coordinating Koehler whirlpool tub, custom dual-sink vanity, shower, and elegant fixtures to create a luxurious feel.  Or relax in the cozy window seat in the adjoining master bedroom! Additonal updates include: NEW furnace, front-loading washer, stainless steel oven/range, and built in microwave.  NEWER roof, dryer, water heater, & refrigerator.   Professionally landscaped, with several mature trees. & fruit trees, including: peach, 2 species of apple, and a beautiful flowering crabapple.  Enjoy this park-like setting from the large deck on the rear of the home as you cook out on the natural gas grill w/attached gas line.      

3028 Commanche Trail, Lafayette, In 47909

by crussell
Family Room and kitchen have NAFCO. New carpet & paint throughout.

Greater starter home or investment in friendly neighborhood with both Family Room & Living Room!  This clean, easy to maintain ranch-style home offers 3 bedrooms / 1 bath with all appliances included!  Spacious kitchen and adjoining family room boast gorgeous NAFCO flooring for today’s busy lifestyles.  But make sure you take time to enjoy the outdoors on the cozy deck overlooking the large, fenced-in backyard.  ALL new paint and carpet throughout make this home move-in ready!

 

     

280 W Navajo, West Lafayette, IN 47906

by crussell
Seller will pay Home Owners Association fee thru 12/31/2009 Quiet West Lafayette area. Private patio, new Dishwasher, formal dining. New windows across front; Master walk-in closet. Home warranty available.

Care-free living in this quiet West Lafayette neighborhood!  While the condo association covers the exterior maintenance, you can relax on the private patio or enjoy yourself with friends in the over-sized yard. This home is in excellent condition - offering recent updates, such as new windows & dishwasher.  Culligan water softener already installed for you.  Home Warranty is also available. Features a wonderfully spacious, flowing floor plan that also includes a formal dining area for entertaining, and a huge master bedroom with walk-in closet. Just reduced in price to 95,000!

Don’t wait, schedule your showing today!

 

 

     

 

American flagwater ripple and water drop falling in the middleIf you decide to purchase a home by December 1, 2009, you will be entitled to an $8,000 tax credit. This amendment to the economic stimulus bill will be available to if you purchase your first home between 1/1/2009 and 12/1/2009. Home buyers will be entitled to claim a total tax credit of $8,000 or 10% of the purchase price, whichever is less.  To avoid possible abuse of this credit, it is only allowed for your primary residence and will only have to be re-paid if said house is sold within two years of purchase. Keep in mind that you must close on or before December 1, 2009 to be eligible for the credit. Most closings take about sixty days, so with that in mind you must go under contract by October 2nd, 2009 - this gives you seventy-three days from today to find your first home. If you manage to meet these deadlines, all you have to do to claim your credit is fill out I.R.S. Form 5405.

For more information about this credit go to the IRS website.

Table & ChairsIf you currently are in a situation where you must sell your home and you owe more on your home than what it is worth to sell, a short sale can be a very good solution to your problem. Many myths have evolved over time, but understanding the reality is a way to help yourself. Seven short sale myths are:

  1. Short sales are impossible and never get approved. It is true that short sales are more difficult but they are not impossible. A Certified Distressed Property Expert has extensive training to help homeowners in distress.
  2. Banks Don’t Accept Short Sales. In reality, banks are doing whatever they can to avoid a foreclosure.
  3. You must be behind on your mortgage to negotiate a short sale. Many lenders today focus on verifiable hardship, monthly cash flow shortfall and insolvency - not just people in default.
  4. Buyers Avoid Short Sales. Many agents report that buyers call them looking for short sales. Short sales are becoming synonymous with a “good deal”, specifically with international buyers.
  5. Listing your home as a short sale is embarrassing. Recent estimates state that 1 out of 5 homeowners in the U.S. is in this situation. You are not alone!
  6. Banks prefer to foreclose. Banks do NOT want to foreclose. Banks, investors and the federal government have all publicly stated that if a person qualifies for a short sale, then the deal needs to be considered.
  7. There is not enough time to negotiate a short sale before my foreclosure. Many lenders today will stall a foreclosure up to the final day of the process, with a legitimate contract.

For more information about short sales go to About website.

Displaying blog entries 21-30 of 42

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Photo of Cathy Russell Real Estate
Cathy Russell
The Russell Company
2522 Covington St.
West Lafayette IN 47906
(765) 426-7000
(765) 335-5588
Fax: (765) 497-1003