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Displaying blog entries 1-8 of 8

124 Juniper, West Lafayette, IN $115,000

by crussell
      Fabulous renovation, all wood flooring in bedrooms, ceramic tile floors in kitchen, dining & family rooms. New interior & exterior doors, bathrooms, shutters, new kitchen counter top, windows & all new stainless steel appliances. See this   West Lafayette home for sale soon! Please call my office at 765-497-0700 or email Cathy for more information. We would be happy to set up a private showing for you! You can also view more photos of this home and search the entire Indiana MLS at www.cathyrussell.com

3907 Rome, Lafayette, IN $187,000

by crussell
       none none Beautifully constructed home. Home warranty included. 3 car garage, 16" ceiling insulation, nickle fixtures,  Anderson windows, Whirlpool appliances. Patterned driveway with tinted cement. See this   Lafayette home for sale soon! Please call my office at 765-497-0700 or email Cathy for more information. We would be happy to set up a private showing for you! You can also view more photos of this home and search the entire Indiana MLS at www.cathyrussell.com

2689 Brewster, Lafayette, IN $87,000

by crussell
2689 Brewster Lafayette Home for Sale - Cathy Russell Team Real Estate Real Estate
Some/most furniture could stay. Fantastic neighborhood w/park & trails. Lovely decor w/garden tub! Great water pressure. Huge pantry. Home warranty available. See this Lafayette home for sale soon! Please call my office at 765-497-0700 or email Cathy for more information. We would be happy to set up a private showing for you! You can also view more photos of this home and search the entire Indiana MLS at www.cathyrussell.com

912 Barlow St, West Lafayette, IN $130,000

by crussell
Photo of 912 Barlow, West Lafayette, IN, 47906. 912 Barlow St, West Lafayette 912 Barlow St, West Lafayette Bedroom photo, 912 Barlow, West Lafayette, IN, 47906. 3 bedrooms | 2 baths | 1439 square feet CUTE 3 BEDROOM 2 BATH RANCH! GREAT LOCATION CLOSE TO SHOPPING, SCHOOLS, FOOD. NICE BACKYARD WITH PATIO.HOME WARRANTY AVAILABLE. See this  West Lafayette home for sale soon! Please call my office at 765-497-0700 or email Cathy for more information. We would be happy to set up a private showing for you! You can also view more photos of this home and search the entire Indiana MLS at www.cathyrussell.com

3201 Morallion, West Lafayette, IN $145,000

by crussell
West Lafayette Homes for Sale 3201 Morallion West Lafayette Homes for Sale 3201 Morallion West Lafayette Homes for Sale 3201 Morallion West Lafayette Homes for Sale 3201 Morallion West Lafayette Homes for Sale 3201 Morallion West Lafayette Homes for Sale 3201 Morallion West Lafayette Homes for Sale 3201 Morallion Well built home by Clayton. Fully insulated. Jacuzzi tub. Newer stainless steel appliances. See this  West Lafayette home for sale soon! Please call my office at 765-497-0700 or email Cathy for more information. We would be happy to set up a private showing for you! You can also view more photos of this home and search the entire Indiana MLS at www.cathyrussell.com

1903 Chenango, West Lafayette, IN $115,000

by crussell
West Lafayette Homes for Sale 1903 Chenango West Lafayette Homes for Sale 1903 Chenango  West Lafayette Homes for Sale 1903 Chenango West Lafayette Homes for Sale 1903 Chenango Great 2 story home overlooking West Lafayette. Walking trail to the rear. Ready to move in! Fully applianced. Home warranty available. See this  West Lafayette home for sale soon! Please call my office at 765-497-0700 or email Cathy for more information. We would be happy to set up a private showing for you! You can also view more photos of this home and search the entire Indiana MLS at www.cathyrussell.com      

7834 Lydia Ln, Lafayette, IN $525,000

by crussell
 Lafayette Homes for Sale 7834 Lydia LnLafayette Homes for Sale 7834 Lydia Ln Lafayette Homes for Sale 7834 Lydia LnLafayette Homes for Sale 7834 Lydia Ln Lafayette Homes for Sale 7834 Lydia LnLafayette Homes for Sale 7834 Lydia Ln Lafayette Homes for Sale 7834 Lydia Ln Huge rooms! Gorgeous secluded private lot! Wonderful stone fp, fantastic bar w/finished lower level w/ built-in glass shelves & unique TV behind mirrored back bar.   See this Lafayette home for sale soon! Please call my office at 765-497-0700 or email Cathy for more information. We would be happy to set up a private showing for you! You can also view more photos of this home and search the entire Indiana MLS at www.cathyrussell.com

On the Importance of Good Title

by crussell
Here's a story shared with us by the good people at Metropolitan Title:

If They Had Only Known

Foreclosed House

With all the uncertainty in today's real estate market, homebuyers can be certain that purchasing an Owner's Title Policy is a solid investment that will provide vital protection against losses should a problem with the title arise. There are two types of title insurance: owner's title insurance, called an Owner's Policy; and lender's title insurance, called a Loan Policy. Most lenders require a Loan Policy when they issue you a loan, and the fee is usually based on the dollar amount of your loan. It only protects the lender's interests in the property. It does not protect the buyer. A recent news article tells of a homebuyer who purchased a home on a land contract and made monthly payments of $1500 to the seller until they were able to secure a loan from a national lender. At the time, the lender required the buyer to purchase a Loan Policy. Because it is not required by law to purchase an Owner's Policy, the homebuyer closed on the home with only the lender's interest being protected by the Loan Policy. Several years later, the owners of the home were notified that their house was being foreclosed on and the sale date was fast approaching. How could this have happened? As it turns out, there was a prior loan on the home that was never paid off by the previous owner. Because the current lender had required a Loan Policy, their interest in the property was covered. Had the current owners invested in an Owner's Policy, they too would have been covered. Unfortunately, without title insurance, they lost their home. Additionally, the resulting foreclosure may adversely affect their credit standing for years to come. The homebuyers in the story above stated, "We didn't buy title insurance. We were first-time homebuyers. Had we known about title insurance, [we] definitely would have gotten it." Many homeowners mistakenly think that because a title search has been done on the property their interest is protected. One thing is certain...If more homebuyers were aware of the protection an Owner's Title Policy provides, they would purchase one, andeliminate the unnecessary risk of losing their home.

Displaying blog entries 1-8 of 8

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Photo of Cathy Russell Real Estate
Cathy Russell
The Russell Company
2522 Covington St.
West Lafayette IN 47906
(765) 426-7000
(765) 335-5588
Fax: (765) 497-1003